Job Description
Optimum General Inc. / Montreal / Permanent / Full time The Vice-President, Underwriting, promotes and implements a strategic vision to support our profitability, our vision and our objectives. The incumbent is responsible for defining our underwriting philosophy, monitoring its application and determining our product and rate strategy. Specific responsibilities Anticipate industry trends and business opportunities by conducting financial analysis and analyzing various data Evaluate our business lines, profitability, rates, retention and market conditions for all of Canada; Is responsible for results in terms of loss rate, growth and underwriting profits; proactively manages and monitors results and key performance indicators of assigned underwriting teams to achieve desired results. Develop and implement action plans to maximize our operational efficiency, growth and profit; Work closely with the Actuarial Department on rate reviews to ensure profitable growth; Any other duties and responsibilities for which the incumbents expertise is required. Experience/training 10 to 15 years of Underwriting experience; Five years leading a team; Professional Designation in actuarial field : FCAS; FCIA Strong Business acumen Solid analytical skills with ability to question assumptions; Strong communication, management and interpersonal skills; Ability to think and act strategically and to implement changes; Creative solutions-oriented individual; Strong project management and negotiation skills; Demonstrated leadership; executive presence; Strong verbal and written skills, French and English. As a stable, preferred property & casualty insurance company in Canada that is fully committed to independent brokers, we provide specialized and innovative solutions to our valued broker partners and policyholders. Our adaptive products are exclusively available through an extensive distribution network of selected independent brokers across Canada.Committed to and driven by long-term relationships, we provide personalized service and customized products to meet the emerging needs of individuals and businesses. Commercial property and liability, personal property and automobile insurance are at the core of our business lines. Our client-oriented and knowledgeable experts underwrite a variety of risks, including niche and non-commodity segments.Since 1976, our team provides insurance to Canadians from our offices located in Québec, Ontario, Manitoba, Alberta and British Columbia. Optimum General Inc. is a Canadian company operating through its three subsidiaries: Optimum Insurance Company Inc., Optimum West Insurance Company Inc. and Optimum Farm Insurance Inc.