Job Description
Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.
About the team
As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The User Risk Strategy protects and advances Stripe’s business, brand, and mission by building and deploying industry-leading policies and practices that instill user and partner trust in Stripe while enabling business growth.
What you’ll do
The User Risk Strategy team is looking for an experienced risk professional to join the User Risk Strategy organization. This person will develop, manage, and execute on high impact initiatives to improve Stripe’s risk controls and user experience. You will provide expert guidance and analyses to the business and to our most strategic customers to enable Stripe to grow in a risk-conscious manner. The Risk team plays a critical role in ensuring a healthy financial eco-system for businesses around the world. We are looking to hire an experienced people leader who is passionate about managing people, the payments ecosystem, educating others in complex areas of risk and has experience working cross-functionally with teams such as Product, Engineering, Sales, and Legal teams. The right candidate for this role will have a minimum of 5+ years experience in risk management and the payments ecosystem and 3+ years experience managing teams. ### Responsibilities
Manage a team that drives risk strategy for company-level strategic initiatives that are designed to advance and scale our risk policies and controls while ensuring a positive experience for Stripe’s users
Develop a team of Strategists and their risk projects to design policy and enforcement strategies that balance risk and reward
Work with merchants, from successful venture-backed startups to well established institutions; evaluating their business model risk and compliance risk drivers
Enable user onboarding to safely grow at scale, continuously optimizing for efficiency and effectiveness, and staying hyper focused on a positive user experience
Help manage Stripes portfolio by developing a deep understanding of regulatory and financial partner requirements across industries, geographies, and partner models;
Partner with multiple stakeholders and cross functional teams including Product, Engineering, Operations, Legal, Financial Crimes, Partnerships to prioritize and maximize the impact of your projects;
Represent Stripe in external engagements with our most critical partners and customers
Who you are
We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.
At least 7+ years of professional experience, preferably in Financial Services, Payments or fintech industries
At least 3+ years managing teams
Experience in a related role (risk, compliance and/or product enablement)
Experience managing programs that involve reporting and driving action at scale
A proven track record of working effectively in a product-centric environment with significant internal and external dependencies
Ability to distill complex, ambiguous risk and policy problems into clear, concise, and reliable guidance for internal stakeholders and Stripe users
Extensive experience developing user and product requirements and implementation designs based on risk/reward tradeoffs
Entrepreneurial and curious mindset, strong communication and interpersonal skills
Strong desire to work in a fast paced and innovative environment
A “Stripe-first” mentality - ability to marry a “culture of compliance” with a curiosity about how to best enable our product and GTM teams
Preferred qualifications
Proficiency in one of the following:
Card network rules and regulations
KYC/KYB, AML OFAC compliance
Experience overseeing execution and delivery of highly-strategic programs; proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines
Advanced degree in law, business, policy or other related field
Experience in translating business requirements to technical configurations
This role is available either in an office or a remote location (typically, 35+ miles or 56+ km from a Stripe office).
Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.
A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.
The annual US base salary range for this role is $143,600 - $215,400. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.
Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.
At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.
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