Momentum Financial Services is a leading provider of financial services in North America. For 40 years, we've been committed to providing financial solutions that meet the evolving needs of consumers and business owners. Through our retail network of over 400 locations, known as Moneymart, Insta Cheques and the Cheque Cashing store, we provide access to cash and related products to help our customers achieve their goals.
Our highly skilled workforce puts customers first in everything we do. We serve 2 million people annually with diverse and innovative financial products such as loans, cheque cashing, money transfer and prepaid cards. Through this ever-evolving suite of services, we empower customers to manage their finances and improve their lives. Wherever customers are on their financial journey,Momentum Financial Services Groupprovides solutions.
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GENERAL FUNCTION
The Sr. Manager, Risk manages the end-to-end process of the company’s credit and underwriting functions in the US and Canada across all consumer lending products, with the goal of creating and maintaining a balanced portfolio that optimizes profitability within agreed upon risk appetite thresholds. The successful candidate will be supporting the VP, Risk in areas of acquisition credit strategy development and execution, information management infrastructure, underwriting decisioning platform, and credit performance tracking and regulatory compliance, through advanced data-based analytics.
The successful candidate will help create and manage global credit policies, develop risk assessments, and help evolve the methodology for setting the company’s allowance for loan losses. The successful candidate will collaborate with the business lines, product, finance, technology, marketing and the advanced modeling team on relevant initiatives including credit strategy changes, revision of policies, portfolio and industry reviews, process optimization and target market analysis.
DUTIES/RESPONSIBILITIES
EDUCATION
EXPERIENCE
SKILLS
All your information will be kept confidential according to EEO guidelines.
*Notice to Ontario Applicants –Momentum Financial Services Groupis committed to accommodating applicants with disabilities up to the point of undue hardship during the recruitment, assessment, and selection process. If you are selected for an interview, please notifyMomentum Financial Services Group if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation,we will work with youto determine how to meet your needs.
Note to Internal Applicants: All internal applicants are required to notify current manager regarding interest in applying for this role.
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