Job Description
· A nalyst will be exposed to all aspects of the credit lifecycle: o Acquisition o Marketing o Account Management o Collections · Primary tasks include o Establishing optimal credit risk policies and limit calculations o Analyse current strategies o Building A/B testing strategies o Defining rules to manage exposure based on customer performance o Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success. o Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates. o Produce monitoring reports. · Other: o Mentoring and upskilling of junior analysts o Ensure the business is compliant with regulations and external data providers i.e. credit bureaux. · Has knowledge on how credit risk scorecards are build and experience in assigning risk strategies on risk groups derived by scorecards · Present data to demonstrate conclusions gained from analysing data · Able to query and interpret data quickly and clearly · Self-motivated driver of performance · Great at finishing projects and disciplined in meeting deadlines · Strong problem assessment and decision-making ability · Attention to detail with a methodical approach to work · Able to regroup and re-organise when priorities shift · Generate ad-hoc reports and analytics · Ensure professional relationships are established and maintained with colleagues, customers and external vendors. · Comfortable working in a team to assist on other key projects in the Customer Management Services team. Key Requirements: · B. Degree with Mathematics/Statistics or equivalent (Essential/Advantageous) · Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel · Experience in all areas of the credit lifecycle · Proven experience with scorecards and analytics 1. BIOGRAPHICAL INFORMATION First name Last name Email Date of Birth Type of identification SA ID Number Passport Number Permit Number Other SA ID Number Nationality Male Female Ethnic Origin African White Coloured Indian Other Marital Status Single Married Divorced Other Residential address Province Postal Code Tel. No. Alternative Tel. No. Best time to contact you Preferred language of correspondence Please note: Certain information which may be sensitive, is requested in this application form. The information is requested to ensure that the companys records are in compliance with the Department of General Statistics current requirements and to facilitate the companys obligations in terms of employment equity planning. 2. REFERRAL Were you referred to us? Yes No Have you ever been employed by Lewis Stores (Pty) Ltd or associated companies? Yes No 3. FAMILY Do you have any family working at the Lewis Group? (If yes, supply names) Relation Do you have any friends working at the Lewis Group? (If yes, supply names) 4. EMPLOYMENT HISTORY Are you currently employed? Yes No Is contact with present employer permissible? Yes No PREVIOUS EMPLOYER NAME, ADDRESS & TEL. NO. PERIOD (YEARS AND MONTHS) FROM (YYYY/MM/DD) TO (YYYY/MM/DD) SALARY AND FRINGE BENEFITS POSITION/S HELD NAME OF IMMEDIATE SUPERIOR/SUPERVISOR REASON FOR TERMINATING SERVICE AS RECORDED BY THE EMPLOYER 5. MOBILITY Would you accept a transfer to another town/city? Yes No Do you have a valid drivers license? Yes No Do you own a vehicle? Yes No Are you able to travel or be away from home for training or relieving another store? Yes No 6. EDUCATION & TRAININGSchool Education: Highest school grade or equivalent NQF level certificate passed Year Name of school or institution Tertiary Education: Name of institution (i) Date From (i) Date To (i) Majors (Supply all) (ii) Date From (ii) Date To (ii) Majors (Supply all) Present Studies: Name of institution Years of study completed Course Majors 7. LANGUAGE PROFICIENCIESList the languages you speak and indicate your proficiencies whether GOOD/FAIR/POOR in the space allowed. LANGUAGE SPEAK READ WRITE 8. HEALTH Do you have any disability and/or other mental or physical condition or impairment? If the answer is yes, please provide details Yes No 9. COMMENCEMENT AND SALARY Commissions / benefits 10. CONTACTABLE REFERENCESWork references only, no family relation to be listed. (i) Name (i) Address (i) Code (i) Tel. (W) (i) Tel. (H) (i) Work Relationship (ii) Name (ii) Address (ii) Code (ii) Tel. (W) (ii) Tel. (H) (ii) Work Relationship (iii) Name (iii) Address (iii) Code (iii) Tel. (W) (iii) Tel. (H) (iii) Work Relationship 11. REFERENCE, VERIFICATION AND FINANCIAL SERVICES BOARD CONSENTI hereby give consent to Lewis Stores(Pty)Ltd ("Lewis") to obtain the relevant information from the Financial Services Board about me and to conduct the following checks in advance of my potential employment and at any time during my employment at Lewis: 1. Credit check 2. Criminal record check 3. Psychometric Assessment 4. Qualifications and experience check 5. Reference checks to verify my work performance and conduct 6. *Registration as FAIS representative, DOFA and my status in relation to associated regulatory examinations 12. DISCLOSURE OF INFORMATIONI hereby declare that all particulars and answers in this application and other required documents below, are true and that no applicable facts or information are being withheld. I agree that this application and declaration shall be the basis of any contact between the company and myself and that the withholding of any material information or failure to answer the questions correctly may halt the pre appointment process and should I be employed will constitute a breach of a condition of my employment which could lead to the termination of my contract in the event than an undisclosed matter becomes known after appointment. I consent to the use by the Company of my personal information provided therein for their purposes. Check the appropriate block and complete A. Have you ever been charged or had a disciplinary hearing for poor work performance, fraud, dishonesty or misconduct at any of your previous employers? Yes No B. Have you ever resigned prior to a pending disciplinary hearing? Yes No C. Have you ever been dismissed by any one of your previous employers? Yes No D. Have you been found guilty of any crime, fraud or dishonesty? Yes No E. Have you been registered as a Representative in respect of the FAIS Act, if so please provide date. Yes No Date Copy of updated CV DOCX or PDF. Copy of ID (Certified) (Back and Front of the SA Smart Card ID) PNG, JPG, GIF or PDF.