Job Description
About the Role
KOHO Financial is looking for a dynamic Manager, Enterprise Risk Management (ERM) to help us create a lean but effective ERM framework and measure and manage risk. This role has a scope that is company-wide including working closely with stakeholders in all business areas.
Reporting to the Chief Risk Officer, this role will be a key part of a team responsible for developing strategies and controls to manage all areas of risk at KOHO and will be instrumental in helping KOHO obtain a bank license.
What You’ll Do
You will develop Enterprise Risk Management frameworks, policies, reporting and tools
Liaise with business and product teams on understanding, managing, and responding to risk of all types – credit risk, market risk, liquidity risk, vendor risk, model risk, reputational risk, compliance risk, technology risk for example
Work directly with key external partners and regulators on KOHO’s enterprise risk management function and play an important role in KOHO obtaining a bank license and operating the Bank in a safe and sound manner
You will analyze and report on enterprise risks and manage them according to the framework
You will support the planning and implementation of programs designed to identify and monitor risk exposure and maximize the efficiency and effectiveness of the analytical processes
You will monitor and analyze information provided through detection systems, tools, reports to evaluate, investigate and determine required actions
You will assist in process improvement and policy and procedure documentation
You will carry out analysis of potential risks and sources of vulnerability and apply risk mitigation measures
Continue to develop Enterprise Risk Management (ERM) tools and practices to analyze and report on enterprise risks and to manage those risks according to KOHO's ERM framework
You will take on other risk management functions/tasks as needed
Who You Are
You have extensive Enterprise Risk Management expertise
You are knowledgeable about key risk areas that may impact KOHO as a fintech company
You have excellent communication skills for building trust and credibility
You are a strong team player with adaptability and flexibility
You have expertise in compliance standards like OSFI Guidelines, RPAA, Payments Canada requirements
You have a pragmatic approach to balancing risk and cost
You have an entrepreneurial mindset for navigating challenges
You show ownership and accountability for outcomes
You have advanced Excel and strong analytical skills
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