Job Description
About UsThe Mutual Fire Insurance Company of British Columbia is growing and is seeking a Commercial Farm Underwriter to join our team. Founded in 1902, Mutual Fire Insurance was the first mutual insurance company headquartered in British Columbia. Today, the company provides solutions for farm, commercial, and home insurance needs from British Columbia to Ontario. Mutual Fire Insurance is committed to making people a priority by creating membership initiatives, investing in technology, and supporting community projects.Mutual Fire Insurance's subsidiary, Four Points Insurance provides innovative insurance solutions for small to medium-sized businesses in suburban and rural areas. Four Points Insurance was formed in 2022 to support small businesses through the many adjustments they must face now, and in the future. Built with a passion for customer service and risk management, Four Points Insurance offers business owners a suite of commercial packages insurance options.In late 2021, Mutual Fire Insurance created two employee driven committees, an ESG Committee and a Purpose Committee. Today these committees are creating the framework and policy for Mutual Fire Insurance to work towards sustainability within our communities, while also ensuring environmental, social, and governance mandates are accomplished.The OpportunityThis role is a permanent full-time position. The successful candidate will be responsible for analyzing and determining risk acceptability, pricing, coverage, terms, and conditions of our Commercial Farm product. A strong focus on profitability, while fostering and maintaining exceptional working relationships with new and existing broker partners is key to the success of this role.ResponsibilitiesAssess and evaluate new and existing businessCommunicate and negotiate coverage, terms, and rating with broker partnersApply a common-sense approach to underwriting, and relationship managementMaintain an awareness of market trends pricing levels and legal requirementsApply loss control and risk management practicesDevelop and maintain strong relationships with internal and external partnersHere's what you bringA designation in property and casualty insurance and/or risk managementMinimum five years of related underwriting experience, or equivalent insurance industry related experienceDemonstrable proficiency in underwriting basic to moderately complex books of commercial farm propertyStrong analytical and strategic thinkingExceptional attention to detail and well organizedAbility to maintain a high level of confidentiality when handling sensitive informationProven ability to effectively prioritize work, work independently, and manage time efficientlyExcellent interpersonal relationship and communication skills; listening, verbal and writtenExcellent awareness and understanding of the marketplaceMaintain compliance with corporate guidelines, documentation, and delegated authorityHigh degree of proficiency with Office365Performs other duties as necessaryWhat we offerCompetitive salaryComprehensive employee benefit packageFlexible work environment, opportunity to work remotely with limited office attendanceDiverse mix of staff and demonstrated work/life balanceCareer growth opportunities and continuing education programsWe thank all applicants for their interest, however only candidates under consideration will be contacted.