Analyst Cda Job In Toronto

Job Description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Job Summary:

Support Credit Administration for the Wholesale Bank (CDA). Handle/support credit coverage for clients across General Industries, Tech, Media, Telecom and/or Retail segments, Financial Institutions, O&G, Metals and Mining, Power and Utilities under supervision of the Senior Credit Officers, in Canada and the US.

Key Accountabilities:

General Account Maintenance:

• Support the credit management of a segment of a corporate loan portfolio.
• Perform due diligence and regularly scheduled evaluation of a corporate loan portfolio.
• Support preparation of detailed credit analyses and required credit application according to policy including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure.
• Modeling skill required for both credit application process and Quarterly Credit Watch presentations under the Senior Credit Officers supervision.
• Support coordination and communication of account information across various constituencies throughout the organization.
• Responsible for knowledge of country/risk factors on a macro level. Responsible for knowledge of particular industries and all current events in assigned portfolio utilizing internal and external sources.
• Oversight of covenants compliance database and facility closing due diligence, including documentation.
• Attend customer and bank meetings when appropriate.
• Special projects as assigned.

Advanced Credit/Underwriting Solutions:

• Support Senior Credit Officers in prescreening proposed transactions to identify critical structural issues and risks, balancing institutional policy with business objectives.
• Support senior Credit Officers in reviewing structured credit transactions (including Financial Solution opportunities, securitizations, supply chain finance and leasing transactions.
• Understand and maintain base industry knowledge of industries represented in portfolio, including technical aspects, regulatory issues and unique credit product activity.

Policy and Deal Advocacy:

• Assist Senior Credit Officers to and influence policy development by participating in committees, project teams, or transaction discussions.
• Supporting the Senior Credit Officer, communicate with Relationship Managers and Portfolio Managers to resolve issues to ensure transaction requests are acceptable within the risk appetite of the firm.
• Support evaluating and establishing or confirming appropriate ratings for transactions and advise on appropriate exposure level in the context of guidelines for transaction and group level exposure.
• Ensure compliance with policy and regulatory requirements.
• Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), Procedures for Credit Ratings and Credit Rules for BTMU Overseas Offices., under the Senior Credit Officers guidance.

Technical Skills:

• Strong financial modeling and analytical skills a must. -
• Good computer skills in Microsoft Word, PowerPoint and Excel.

Experience & Abilities:

• Minimum of 1 year of work experience within a financial institution (analyzing corporate client's risk and credit profiles), accounting firm or rating agency required.
• Previous experience analyzing corporate credit and financing transactions is required.
• Experience with leveraged finance transactions is a plus.
• Verbal and written communication skills appropriate for a professional environment.
• Ability to work independently and under pressure.

Education & Training:

• Bachelor's degree or equivalent work experience required, work towards a CFA is an asset.
• Completion of formal credit-training program at a money center bank is preferred.

Working Conditions:

• Travel not required.

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Job Summary:

Support Credit Administration for the Wholesale Bank (CDA). Handle/support credit coverage for clients across General Industries, Tech, Media, Telecom and/or Retail segments, Financial Institutions, O&G, Metals and Mining, Power and Utilities under supervision of the Senior Credit Officers, in Canada and the US.

Key Accountabilities:

General Account Maintenance:

• Support the credit management of a segment of a corporate loan portfolio.
• Perform due diligence and regularly scheduled evaluation of a corporate loan portfolio.
• Support preparation of detailed credit analyses and required credit application according to policy including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure.
• Modeling skill required for both credit application process and Quarterly Credit Watch presentations under the Senior Credit Officers supervision.
• Support coordination and communication of account information across various constituencies throughout the organization.
• Responsible for knowledge of country/risk factors on a macro level. Responsible for knowledge of particular industries and all current events in assigned portfolio utilizing internal and external sources.
• Oversight of covenants compliance database and facility closing due diligence, including documentation.
• Attend customer and bank meetings when appropriate.
• Special projects as assigned.

Advanced Credit/Underwriting Solutions:

• Support Senior Credit Officers in prescreening proposed transactions to identify critical structural issues and risks, balancing institutional policy with business objectives.
• Support senior Credit Officers in reviewing structured credit transactions (including Financial Solution opportunities, securitizations, supply chain finance and leasing transactions.
• Understand and maintain base industry knowledge of industries represented in portfolio, including technical aspects, regulatory issues and unique credit product activity.

Policy and Deal Advocacy:

• Assist Senior Credit Officers to and influence policy development by participating in committees, project teams, or transaction discussions.
• Supporting the Senior Credit Officer, communicate with Relationship Managers and Portfolio Managers to resolve issues to ensure transaction requests are acceptable within the risk appetite of the firm.
• Support evaluating and establishing or confirming appropriate ratings for transactions and advise on appropriate exposure level in the context of guidelines for transaction and group level exposure.
• Ensure compliance with policy and regulatory requirements.
• Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), Procedures for Credit Ratings and Credit Rules for BTMU Overseas Offices., under the Senior Credit Officers guidance.

Technical Skills:

• Strong financial modeling and analytical skills a must. -
• Good computer skills in Microsoft Word, PowerPoint and Excel.

Experience & Abilities:

• Minimum of 1 year of work experience within a financial institution (analyzing corporate client's risk and credit profiles), accounting firm or rating agency required.
• Previous experience analyzing corporate credit and financing transactions is required.
• Experience with leveraged finance transactions is a plus.
• Verbal and written communication skills appropriate for a professional environment.
• Ability to work independently and under pressure.

Education & Training:

• Bachelor's degree or equivalent work experience required, work towards a CFA is an asset.
• Completion of formal credit-training program at a money center bank is preferred.

Working Conditions:

• Travel not required.

The job description and related application pertains to an opportunity with either MUFG Bank, Ltd., Canada Branch (“MUFG Bank Canada”) or MUFG Securities (Canada), Ltd. (“MUFG Securities Canada”). The job description relates to the general nature, scope, quantity and quality of work contemplated for the position. Other duties and responsibilities not specifically described may be assigned from time to time, consistent with knowledge, skills and abilities of the incumbent. The receipt of an application by either MUFG Bank Canada or MUFG Securities Canada, as applicable, does not imply or guarantee employment.Each of MUFG Bank Canada and MUFG Securities Canada is an equal opportunity employer.• As a federally regulated entity, MUFG Bank Canada is required to comply with applicable laws which prohibit discrimination based on protected grounds and which require accommodation to individuals in accordance with the requirements outlined in the Canadian Human Rights Act and the Canada Labour Code. Where MUFG Bank Canada obtains information relating to protected grounds under the Canadian Human Rights Act as part of the application process, it does so to monitor and otherwise evaluate its own compliance with such legislation and associated regulatory requirements; MUFG Bank Canada does not use such information for decision making purposes relating to the position contemplated in this application.• As a provincially regulated entity, MUFG Securities Canada is required to comply with applicable laws which prohibit discrimination based on protected grounds and which require accommodation to individuals in accordance with the requirements outlined in the Human Rights Code (Ontario) and the Employment Standards Act (Ontario). Where MUFG Securities Canada obtains information relating to protected grounds under the Human Rights Code (Ontario) as part of the application process, it does so to monitor and otherwise evaluate its own compliance with such legislation and associated regulatory requirements; MUFG Securities Canada does not use such information for decision making purposes relating to the position contemplated in this application.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

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